Star Trades Help Manual

The Galactic Bank

The Galactic Bank is a bank designed to serve the entire Kentaran Galaxy. If your income is regular and substantial, then you should use it to deposit excess credits and earn interest, but if you find yourself losing credits constantly and teetering close to bankruptcy, visit the Galactic Bank and take out a small loan.

The Galactic Bank provides loans at the reasonable rate of 0.25% interest per hour, deducted hourly from your available company credits. You may take out up to a total of 100,000 credits from the Galactic Bank, but don't take too long in paying it back. If you aren't careful, you could become steeped in debt, and if at any time you cannot pay the interest, you will be declared bankrupt.

Credits deposited into the Galactic Bank will earn interest at the rate of 0.1% interest per hour, added hourly into your available company credits. You can deposit credits into the Galactic Bank at any time, but there is a withdrawal fee of 1%, so you should plan to leave the credits long enough to earn some interest. Interest is paid into your available credits, not added to the Galactic Bank deposit. The Galactic Bank will not accept a total deposit of more than 100,000,000 from any one company.

To make a deposit, click Galactic Bank on the left navigation menu, enter the amount you wish to deposit, and click Deposit.

To withdraw credits that you previously deposited, click Galactic Bank on the left navigation menu, enter the amount you wish to withdraw, and click Withdraw. The withdrawal fee will automatically be deducted from the amount you withdraw.

To borrow credits, click Galactic Bank on the left navigation menu, enter the amount you wish to borrow, and click Borrow.

To repay loans, click Galactic Bank on the left navigation menu, enter the amount you wish to repay, and click Repay.

Your deposit balance and your outstanding loan balance from the Galactic Bank can be seen by clicking on Company Status on the left navigation menu.

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